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- By Adam Owens
- 15 Jan 2026
For decades, “stopping climate change” has been the central goal of climate policy. Across the political spectrum, from grassroots climate advocates to senior UN representatives, curtailing carbon emissions to avert future disaster has been the guiding principle of climate policies.
Yet climate change has materialized and its material impacts are already being felt. This means that climate politics can no longer focus only on averting future catastrophes. It must now also encompass struggles over how society handles climate impacts already altering economic and social life. Risk pools, housing, aquatic and spatial policies, employment sectors, and regional commerce – all will need to be fundamentally transformed as we respond to a changed and more unpredictable climate.
To date, climate adjustment has focused on the environmental impacts of climate change: fortifying seawalls against coastal flooding, improving flood control systems, and adapting buildings for extreme weather events. But this structural framing avoids questions about the systems that will shape how people experience the political impacts of climate change. Is it acceptable to permit property insurance markets to function without restriction, or should the federal government guarantee high-risk regions? Should we continue disaster aid systems that solely assist property owners, or do we ensure equitable recovery support? Is it fair to expose workers toiling in extreme heat to their employers’ whims, or do we establish federal protections?
These questions are not imaginary. In the United States alone, a increase in non-renewal rates across the homeowners’ insurance industry – even beyond vulnerable areas in Florida and California – indicates that climate threatens to trigger a national insurance crisis. In 2023, UPS workers warned of a nationwide strike over on-the-job heat exposure, ultimately securing an agreement to install air conditioning in delivery trucks. That same year, after decades of drought left the Colorado River’s reservoirs at record lows – threatening water supplies for 40 million people – the Biden administration paid Arizona, Nevada and California $1.2bn to cut their water usage. How we respond to these political crises – and those to come – will encode fundamentally different visions of society. Yet these conflicts remain largely outside the scope of climate politics, which continues to treat adaptation as a specialist concern for experts and engineers rather than real ideological struggle.
Climate politics has already transcended technocratic frameworks when it comes to mitigation. Nearly 30 years ago, the Kyoto protocol symbolized the dominant belief that commercial systems would solve climate change. But as emissions kept growing and those markets proved unsuccessful, the focus shifted to national-level industrial policy debates – and with it, climate became truly ideological. Recent years have seen any number of political battles, covering the eco-friendly markets of Biden’s Inflation Reduction Act versus the democratic socialism of the Green New Deal to debates over lithium nationalization in Bolivia and fossil fuel transition payments in Germany. These are fights about principles and balancing between competing interests, not merely carbon accounting.
Yet even as climate moved from the preserve of technocratic elites to more recognizable arenas of political struggle, it remained restricted to the realm of emissions reduction. Even the socially advanced agenda of Zohran Mamdani’s NYC mayoral campaign – which connects climate to the economic pressure, arguing that housing cost controls, public child services and no-cost transportation will prevent New Yorkers from relocating for more budget-friendly, but resource-heavy, life in the suburbs – makes its case through an pollution decrease lens. A completely holistic climate politics would apply this same societal vision to adaptation – reforming social institutions not only to prevent future warming, but also to manage the climate impacts already changing everyday life.
The need for this shift becomes clearer once we abandon the doomsday perspective that has long dominated climate discourse. In insisting that climate change constitutes an unstoppable phenomenon that will entirely overcome human civilization, climate politics has become oblivious to the reality that, for most people, climate change will appear not as something utterly new, but as known issues made worse: more people forced out of housing markets after disasters, more workers forced to work during heatwaves, more local industries destroyed after extreme weather events. Climate adaptation is not a distinct technical challenge, then, but rather part of ongoing political struggles.
The landscape of this struggle is beginning to emerge. One influential think tank, for example, recently recommended reforms to the property insurance market to subject homeowners to the “full actuarial cost” of living in high-risk areas like California. By contrast, a progressive research institute has proposed a system of Housing Resilience Agencies that would provide complete governmental protection. The difference is stark: one approach uses cost indicators to push people out of endangered zones – effectively a form of planned withdrawal through economic forces – while the other commits public resources that enable them to continue living safely. But these kinds of policy debates remain infrequent in climate discourse.
This is not to suggest that mitigation should be neglected. But the singular emphasis on preventing climate catastrophe masks a more current situation: climate change is already reshaping our world. The question is not whether we will restructure our institutions to manage climate impacts, but how – and which perspective will triumph.
A certified yoga instructor and wellness coach passionate about holistic health and mindfulness.